When it is all about funeral costs, basically various national and local institutions can give you a big help. They support families to reduce the amount of burden on their bereaved action, especially for families who have hard circumstances to deal with the funeral expenses. Funerals are not cheap, even if you have to spend thousands to tens of thousands of dollars. Even if you can skip many items to avoid expensive funerals that you think are not required, some expenses are still hard to avoid, and therefore, many families have difficulties handling the costs. If you need help with it, here are some places to get help with funeral costs for cancer patients:
The Organization that Help with Funeral Costs For Cancer Patients
Basically, it is a group of financial assistance organizations and one of them is CancerCare. They participated in helping cancer patients experience to have well-being life and health although the patients have to deal with financial challenges. The coalition website gives you searchable database for both local and national organizations that are capable to provide financial assistance to people especially with cancer as well as the families. They allow you to search to get valuable resources by diagnosis or by finding the type of financial assistance as you need.
- Co-Pay Relief nonprofit programs
There are several nonprofit organizations that give you big help for expenses including deductibles, medical costs, and drug co-payment. These programs come with some requirements to make you eligible or not. Some may only cover certain cancers. Therefore, we recommend you to contact each organization below:
- CancerCare Co-Payment Assitance Foundation 866-55-COPAY
- Good Days 877-968-7233
- HealthWell Foundation 800-675-8416
- The Leukemia & Lymphoma Society’s Co-Pay Assitance Program 877-557-2672
- Patient Access Network Foundation 866-316-7263
- Patient Services Incorporated 800-366-7741
Other Ways To Get Help With Funeral Costs For Cancer Patients
So, we have a plan B if you think that the plan A above doesn’t work for you. We hope these more ways can be helpful to reduce the funeral costs.
- Take government assistance
The most effective way is to get the government assistance as the valuable help with funeral costs. The financial assistance can help you a lot to decrease your burden especially in balancing and arranging the final expenses. The common way to receive the government assistance is a pension. Pensioner’s partner such as his or her estate can get some amount of bereavement payment. If you have no pension, another way you can do is to get assistance through the department of veteran’s affair especially if the patient is the veteran, he can get bereavement payment so you have to contact the department of veteran’s affair.
- Try death insurance policies
To deal with cancer and the funeral costs, you can use death insurance policies. It serves a good way in order to cover the significant expenses you need to spend especially for the funeral services. The patient would have signed up for the insurance policy and the bereaved one can get financial benefits from the policy itself. If you are in doubt, it is better for you to contact his or her insurance company so you can find more information. Just be sure that you have proper documentation to provide so they can help through the process.
- Revocable agreements
Obviously, it is a type of pact that you made with a trusted institution quite long before the funeral came. This agreement is basically done with insurance companies. The agreement helps you a lot to deal with funeral costs since you can acquire a predetermined amount of money to complete the funeral. The mechanism is you can withdraw the principal amount you have deposited as well as the interest that the principal amount has gained over time.
- Guaranteed funeral
To go with this option, it must be planned in advance. Once you go with it, it helps you to prevent future price increase for the services that funeral home can provide to you. It means that you can consider the price of the entire funeral package. It is a good way for you to ensure the cost of the funeral and you can save money for that. But, it only works if it was pre-arranged already.
- Local funeral societies
The next help you can go to cover the cost of the funeral including for cancer patients is trying to contact local funeral societies. Somehow, the local funeral societies and the volunteer agencies are the helpful sources to support you deal with the expenses. They have an important duty that is donating a portion of the funeral expenses. They are also able to assist in setting up fund-raising method to cover your needs for funeral expenses. Even you can get a help to make the burden lighter by directing you to the institutions that can support you with further financial aid for the funeral as the next way to get help with funeral costs for cancer patients.
- Charities
Getting help from charitable organizations can be the valuable way to deal with funeral costs. Or if not, they can help you with some important information about where you can get potential assistance. They can recommend you to contact the American Cancer Society, for instance, to discuss funeral expenses.
- Financial institutions
To get help with the funeral costs, you can ask help from financial institutions like the bank, but it’s not recommended. If the method will not suffice, ask help from other people you believe. You can use donation tools online to set up a memorial fund. Even friends and family can start donations to assist the final expenses.
Dealing with cancer can be overwhelming especially for financial costs. It doesn’t mean that if you have health insurance, you will be granted to afford the treatment. That is why it is truly important for you to start researching your options before dealing with the financial crisis. By using the fact sheet lists above, we expect that you can get various sources of financial assistance to solve cancer and get help with funeral costs for cancer patients.
See Also: Is There a Government Grant for Funeral Cost?
References:
- Sources of Financial Assistance
- Image: rd.com
