Help with Orthodontics Cost – I am sure someone who never had to wear braces will wonder, why do people seek help with orthodontics cost? Isn’t it affordable? Well, the short answer to that question is because the cost of braces is not as cheap as you think. In fact, it is very expensive.
The cost of orthodontic braces is determined mainly by the type of braces you are going to use. For example, traditional metal braces will cost about $3,000 to $7000 while Invisalign will cost you around $4,000 to $7,500. This cost can be even more expensive if you choose ceramic or lingual braces. In short, you will have to spend at least $3,000 for your brace.
How to get Help with Orthodontics Cost
Can I Get Free Orthodontics?
There are two options where you may be able to get braces for free or in a low-cost setting. The first is to use the Medicaid program. If the braces are medically necessary, the Medicaid program might be able to help you with the cost. However, since every state has a different policy about their Medicaid, some might and some might not cover the orthodontic service. Please confirm the coverage in your state’s Medicaid office.
The second way to get low-cost braces is by claiming the tax deductible. Believe it or not, braces are indeed tax deductible when they are deemed medically necessary. The rules for this can be seen from the IRS link we provide in the reference section below. Typically, the cost of this medically necessary brace should exceed 7.5% of your annual gross income. This excess will be tax-deductible. Remember to keep every cost in check, even checkups etc.
What if I am not qualified for financial aid?
If you are not qualified for all those things we’ve mentioned above, there are still some ways you can save some money and get an affordable orthodontics or braces. First, you can try the dental charities program, which is available for low-income families. Depending on your situation, you may be required to pay a small amount of fee or, in some cases, you are not obliged to pay any money. Some examples of these charities are the Smiles Change Lives and Smiles for a Lifetime Foundation. Note that since this is a charity program it won’t be available throughout the year. Contact the foundation for the schedule.
Another option is to utilize the payment plans. Nowadays, many dental clinics and orthodontists understand that getting braces might require a massive amount of money. Hence, they are setting up a payment plan that can be used for braces or other dental services. The payment plans are pretty similar to the installment plans for purchasing things. Usually, you will be required to pay a down payment first, and then pay a part of the cost in a timely manner.
Last but not least, you can also get help with orthodontics cost by visiting dental school clinics which provides a discounted rate for dental services. The service will be performed by the apprentices, supervised by the faculty’s orthodontists.
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References:
- Topic 502 – Medical and Dental Expenses
- Medicaid.gov – Keeping America Healthy
- Image: wikipedia.org
