Tubal surgery is purposefully done to limit the chances of pregnancy in women. Tubal surgery or vasectomy is an advanced method of family planning which is currently quite popular among many countries. Sooner, you will found tubal surgery to be a mandatory thing in countries with a maximum population rate than any normal.
You may be a family of three members, but after some time you realize another young bud to complete your family. However, due to the poor financial condition, you cannot manage a tubal reversal surgery and grow it. And, there is no natural procedure to make it affordable to you. At that time, only free tubal reversal grants can help you fulfill your dreams.
Grants for tubal reversal surgery
Tubal reversal surgery or untying of fallopian tubes is a passive method a having a baby, but it accounts for higher surgeon fee, the surgical facility fee, including the cost of staff for anesthetic purpose and any travel expense. There are many financial and non-financing organizations that provide free grants for tubal reversal surgery. Once you have decided to get tubal reversal done, you need to search for free grants. But, finding grants is not that easy and simple.
Insurance Coverage
Check for the available insurance coverage for free tubal reversal surgery. See whether it will pay a part of the surgery or make the full payment. Some of the health insurance company covers the cost of diagnostic, testing, anesthesia and hospital stay associated with the procedure. Apply for credit pays to Carecredit and MedChoice; these are unlike common credit only that pays for medical bills. You can easily pay the installments on time and free from the loan.
Interest-Free Financing
Go through all the important details of the Flexible Spending Account from any healthcare facility. A couple can open an account and plan for the tubal reversal surgery. It allows you to deposit a sum of rupees every month, half-yearly or annually. If your employer provides you with the medical facility, then you can save first, and the employer will reimburse the expenses later. This is completely interest-free and offers financial security at the time of tubal reversal surgery.
Natural Procedure
From various free grants for tubal reversal, the natural procedure is quite cost-effective but not sure about the results. Your fallopian tubal would have to connect without surgery in order to restore fertility. There are only two natural methods that are touted to do that but are not sure about the result.
- Having a fertility massage to increase the blood flow in the reproductive organ
- Taking castor oil through the mouth in order to heal the tubal surgery naturally.
These two processes are backed with minimum or no results. But, somehow cost-effective up to some extent. You can find details about the surgical methods and what is the percentage of success from here.
Health Savings Account
A Health Savings Account is a special savings account used for managing medical expenses in times of an emergency. It’s not a financing method, but having an HSA account saves you from additional tax, which the IRS charges. The funds used for a medical purpose under HSA are free from taxes and gives maximum benefit. But, before creating an account in HSA, you must purchase a highly-deductable health plan (HDHP). Ask your health insurance provider to purchase HDHP and HSA together.
Credit Cards and loans
Paying bills through credit card is another best option. But, we do not recommend using a credit card as it is a type of loan that comes with installments at a high rate of interest. Same is the case with a personal loan from any financing company, medical credit companies or bank. Be a little bit more cautious about the company you are dealing with. Make sure the company is genuine and saves you tax. For Muslim people, there is always an interest charged on the insurance plan, credit card, loan or other financing option, which is inappropriate with the shariah system. Keep all of the information with you for a wise decision.
Payment Plan
There are many clinics in your area that provides a payment plan. This is the most common method of saving money on medical expenses or can say a free tubal reversal grant for low-income families. Some clinics set a date for surgery at your convenience and ask for some down payment for the surgery. You will be provided with additional time to pay for the complete payment. After the payment is done completely, the surgery will be conducted. This is much more like a savings account. So, you pay and take advantage of surgery.
Non-Profit Organization
Non-profit tubal ligation reversal financial aid is another better option to fund your tubal reversal surgery. However, the chances for success are comparatively very less. Any non-profit making organization requires sources to raise funds. Some of the most common sources of funds are – Government grants for a medical condition, donors who are generous to help others in need, raise funds from entry fees or entry tickets in any program, take help from members to raise funds from friends. There are minimum funds so only a few couples can take advantage of it. Find a non-profit organization for financial assistance to low-income families.
Some of the most common grants and funding for tubal reversal surgery are also mentioned here. You can take enough guidance from the blog content. Or, else request a non-profit organization or government organization to help you find the right grants.
Tubal reversal surgery is important if you have always dreamt of a family of four or five. A newborn baby can bring happiness to your life if you have lost one for some reason or want a family extension. No need to take much stress, there are free tubal reversal grants to manage with hospital bills, medicine, surgery, and other expenses.
PS: For Muslim, please avoid credit card or loan with interest rate, it’s RIBA!!
