Free Money for Living Expenses – It seems that getting a proper job has become an increasingly difficult task these days. Each year, people have to cope with the price of goods that’s getting higher and higher. Even basic needs are now expensive. Each month, there are various expenses that may be needed, including home loans or house rents, utility bills, vehicle expenses, medical expenses, education expenses, etc.
It is not impossible to get free money for living expenses, but typically the available assistance programs are aimed for low-income families. Average Median Income in your local area is a strong indicator that can determine if you are considered as a low-income family or not. Typically a person or a family can be considered as a low-income family if they have less than 80% of the average median income.
That means that you must be able to proof that you really don’t have a sufficient steady income to fulfill the expenses. The government agency will need more than just some pictures and words, so you need to prepare the necessary documents and information from local authorities. The types of the document may vary between grant programs, but in general they are related to your income.
You should also remember that the programs have deadlines and limited funding. Therefore, we recommend you to submit your application as soon as the agency allows you to submit one because there are some grants that are provided in a first come first served basis.
Free Money for Living Expenses by Government
To obtain your grant money, first you need to determine which living expenses that you need. Government grants are provided based on each category. Now please allow us to give you some important information that you should find valuable below:
Housing
Fulfilling mortgage payments or paying for rent usually takes a lot from your income. The government through the Department of Housing and Urban Development (HUD) and the Department of Agriculture (USDA) provides several assistance programs for the eligible person. The money isn’t given directly to the applicant, but it is given to the landlord. In exchange, you’ll get low-cost housing.
Energy and Phone Bills
Energy and phone bills can also eat away your income. This is hard especially if you already have a low-income family. The Low Income Home Energy Assistance Program (LIHEAP) is a common place to search for assistance in paying your energy bills. In addition, Lifeline provides assistance in paying your land or wireless phone. None of the programs above provides direct money.
Emergency Cash Aid
If you are really in need of cash, there’s the Temporary Assistance for Needy Families (TANF) that provide cash to cover your family’s basic needs. It’s important to remember that this is a temporary assistance. There is also SSI or SSDI benefit that is given for the elderly and the disabled.
To search for government programs that may provide grant that pay for living expenses, we highly recommend you to visit benefits.gov. It’s a government-based website that provides information on the grants and other financial assistance programs from the government. The United Way 211 hotline may also help you connecting to your local organizations that may be able to help.
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References:
- Financial Help for Those in Need
- Image: twitter.com
